James Veal
Who Wants To Wait 40 Years To Finally Live Life?
I'll never forget talking with an older executive at one of the financial firms I used to work at. He was looking back on his life — a...
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OUR LATEST POSTS
James Veal
- 2 min
Don’t Pay Off Your Mortgage Before You Retire! What?
One piece of advice I share with people approaching retirement is to pay off as much debt as possible. This makes perfect sense when it...
James Veal
- 1 min
“Will” You Please Do This Immediately
Do you know what all of these stars have in common: Michael Jackson, Prince, Jimi Hendrix, Bob Marley, Howard Huges, Aretha Franklin,...
James Veal
- 3 min
YOU HAVEN’T ROLLOVER YOUR OLD 401(K) YET!
Nearly two-thirds of American workers are on the hunt these days and bouncing from job to job at an alarming rate. With the rising...
James Veal
- 2 min
WHAT WE ARE THANKFUL FOR IN 2022
Happy Thanksgiving from our team at JRV Wealth Management! We want to take a moment to thank you for being a part of our family. We...
James Veal
- 2 min
It’s Your Fault If You Retire Broke
If you invest $150/month at age 25 in a growth mutual fund (10.5% annual return) until age 65, you’ll be a millionaire and have earned...
James Veal
- 2 min
Top Reasons Why People Play the Lottery
The lottery is one of the most exciting and fascinating games for players. Anyone with a decent level of income would love to participate...
James Veal
- 2 min
Why Baby Boomers Believe Now is the Right Time to Leave the Workforce.
We have all heard about the "Great Resignation," the trend of people quitting their jobs to pursue better paying and more meaningful...
James Veal
- 3 min
Are You an Investor or a Gambler?
Due to the rise of the coronavirus pandemic in 2020, most people were barricaded in their homes and had plenty of free-time on their...
James Veal
- 2 min
Are Credit Unions Actually Better Than Banks
No matter the market situation, you always want to have some cash reserves. We need to have checking and savings accounts for our...
James Veal
- 2 min
2 Reasons Why 70% of Millennials Live Paycheck to Paycheck
A new survey according to LendingClub and PYMNTS found that approximately 54% of Americans live paycheck to paycheck. 40% of baby boomers...
James Veal
- 4 min
Is It Time to Downsize Your Home?
Did you buy your home many years ago? Or have you been in your current place for just a few years? There are plenty of reasons to sell...
James Veal
- 6 min
How To Set Up Your Million Dollar 401(k) Plan At Work
Many workers do not realize that they can retire with over $1 million dollars in their employer's retirement account. Most of you are in...
James Veal
- 3 min
Top Three Things You Should Do With Your Stimulus Check?
The American Rescue Plan - a $1.9 trillion economic stimulus package passed by the government (Democrats to be exact) on March 11 - will...
James Veal
- 4 min
How Can "Rich Dad Poor Dad" Teach African Americans To Become Wealthy?
The United States is a capitalistic society and the only color that truly matters is "green". Yes, racial inequality certainly exists and...
James Veal
- 3 min
Can Black College-Graduates Solve America’s Racial Wealth Gap?
According to a new research, education is not a solution for the racial gap in America. Wow! That is a punch in the gut right there. On...
James Veal
- 3 min
I'm Retiring Soon! What Are the Top Questions to Ask A Financial Advisor?
There are several financial transitions throughout life. One of the most significant financial transitions is retirement. The shift from...
James Veal
- 3 min
How to Solve the Financial Literacy Crisis in Black America
There is an urgent need for greater financial literacy throughout America - but especially in African American communities. With Black...
James Veal
- 3 min
Why You Shouldn't Open An IRA Account With Your Bank
Many banks and federal credit unions in your city such as Wells Fargo, Citizens, and PNC offer IRA accounts. That is a good thing but...
James Veal
- 4 min
5 Money Mistakes and How to Avoid Them
Have you ever heard someone say that experience is the best teacher? I've heard it many times growing up and believed it. However, I...
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